My Cheap Insurance

I have previously written rather extensively about insurance coverage for wind damage to roofs.  You can see my articles on roof claims by clicking here:

http://www.floridainsuranceblog.com/articles/insurance-coverage-homeowners/roof-claims/

When litigating roof claims it is important to document the wind damage.  Wind damage is somewhat easy to see if you know what to look for. 

Shingles are manufactured with a sealing strip on the bottom of the shingle which seals them to the shingle below.  Shingles in good working order should be solidly sealed to the shingle below.  You should not be able to lift the shingles easily.  

I’ve attached a video of a recent case which readily shows wind damage to a shingle roof.  You will note that the shingles are easily lifted, and that there is debris blown in between the shingles.  There’s only one way for debris to get between shingles and that is from wind.  You can view the video below.

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Cheap Insurance News by Sara King